U.S. Bankruptcy Code: Providing a Fresh Start

Bankruptcy is a process designed to help those who can no longer pay their debts, either by liquidating assets to pay the debt, or by creating a manageable repayment plan. Title 11 (the United States Bankruptcy Code) is the U.S. law providing the legal guidelines for bankruptcy. Each process is described in one of the 15 chapters contained under the code, providing the guidelines for individuals, businesses, municipalities and others to file a bankruptcy petition. All bankruptcy cases are handled in federal court.

With his knowledge of federal bankruptcy law and more than two decades of experience in helping Indiana clients manage their debt, Attorney Steven J. Halbert offers knowledgeable, sound legal guidance to those facing overwhelming debt. Attorney Halbert will help you find the bankruptcy option that is right for you.

Finding the Bankruptcy Option That Works for You

While the aim of federal bankruptcy laws is to assist those who have fallen seriously behind in their ability to repay debt, the laws can be complex, and filing for bankruptcy is likely to have long-term financial and legal consequences. It is in your best interest to seek the aid of an attorney with deep experience and knowledge of the law and court processes as you explore your options for getting out from under your debt. Under the federal law, and depending on your situation, there are numerous options, including:

• liquidation of assets to pay off debts;
• discharging certain debts for a “fresh start”;
• adjustment of debts, and development of a payment plan to repay all or part of a debt over time;
• reorganizing, to pay debts off over time and keep a business going

Attorney Halbert will listen to the facts of your situation, asses the legal options that can protect your rights and provide the strategy designed to guide you through your debt crisis, to a brighter future.

Contact the Indiana Law Office of Steven J. Halbert For Assistance

If you would like to discuss your debt resolution, please don’t hesitate to contact Attorney at Law Steven J. Halbert today, to set up an appointment for a free initial consultation. We can be reached at 765-577-5290