Call Now

(765) 987-4305

Get Started

1 + 17 =
Solve this simple math problem and enter the result. E.g. for 1+3, enter 4.

Consumer Bankruptcy

Do not let overwhelming debt destroy your life. No matter the reason you find yourself in debt; job loss, medical bills, student loans, loss of income, credit cards you have the right to the protection that bankruptcy provides. Start rebuilding your financial future today.

Read more

Benefits of Bankruptcy

Do not fear or be embarrassed for considering bankruptcy. The fresh start Bankruptcy provides stops calls from creditors, garnishment of your wages, and allows you to begin rebuilding your credit score. It is possible to achieve a 720 credit score after Bankruptcy.

Read more

Free Consultation

Bankruptcy Attorney, Steven J. Halbert will personally take the time to review your situation without judgment and with understanding. Go over all debt relief options and help you get back on the road to financial stability. Contact Steven J. Halbert today.

Read more


How to Stop Repossession

Are you struggling to make the payments for your leased or financed vehicle? Understandably, you may feel overwhelmed, wishing you could avoid dealing with harassing creditors. However, inaction may only exacerbate your situation. If you default on your car loan, the creditor has a right to seize your vehicle. Your car could then be sold at auction and the lender could sue you for a deficiency judgment. When your financial and personal interests are on the line, settle for nothing less than experienced representation.

Experience Needed to Stop Car Repossession in Indiana

For 25 years, attorney Steven J. Halbert has advocated for clients overwhelmed by unmanageable debt throughout Indianapolis. He understands that you never expected to be in this place and are not trying to play the system. Unforeseeable circumstances such as a divorce, medical bills or a layoff can cause a financial situation to quickly spiral out of control. Just because you are struggling to make your car payments does not make you a bad person. Contact his law firm in Carmel, Indiana, to learn how he can help you gain a fresh start and put a stop to repossession during a free initial consultation.

Consumer Bankruptcy Is a Last Line of Defense Against Repossessions

If you are struggling to make your car payments or have defaulted on your car loan, you may want to consider filing consumer bankruptcy. As soon as you file for Chapter 7 or Chapter 13 bankruptcy, an automatic stay will put an end to creditor actions. This means you can no longer be harassed for late car payments. An automatic stay stops creditors from taking action to repossess vehicles in default such as:

  • Cars
  • Trucks
  • Motorcycles
  • Boats
  • ATVs

If you file for Chapter 13 bankruptcy, all of your debts will be reorganized into a realistic payment plan over three to five years. This would allow you time to catch up on your late payments so you can keep your vehicle. If your vehicle was recently repossessed, filing for bankruptcy may allow you to recover it before it is sold at auction. This is a highly complicated process, but attorney Steven J. Halbert has the skills and legal resources to protect your financial interests.

Contact Our Carmel Repo Defense Attorney Today

If you are struggling to make your car payments, this can have far-reaching implications. A creditor could ultimately repossess your vehicle, sell it and then sue you for the difference you owe. Without a vehicle, your job could also be at risk. Do not let inaction lead to a result you will regret. Contact debt relief lawyer Steven J. Halbert to learn how he can help protect your personal and financial interests during a free initial consultation in Carmel, Indiana.

Steven J. Halbert's law office is a debt relief agency dedicated to counseling clients according to federal Bankruptcy Code.

Steven J. Halbert, Attorney At Law, serves clients in Indiana cities such as Indianapolis, Carmel, Zionsville, Westfield, Fishers, Avon, Noblesville, Greenfield, Greenwood, Brownsburg, Lebanon, Westfield, Sheridan, Anderson, Pendleton, Kokomo and others throughout Marion County, Hamilton County, Boone County, Madison County, Hendricks County, Howard County and Hancock County.