Overwhelmed by Debt? Talk to Bankruptcy Lawyer Steven J. Halbert

Are you feeling like your debts have gotten out of control? Whether you’ve suffered unexpected expenses, are struggling with a student loan, lost a job or perhaps suffered a medical issue with expenses that have you reeling, you are not alone. Many are living paycheck-to-paycheck in today’s economy, where even a small downturn can turn into a financial crisis. If you find yourself facing a mountain of debt, with seemingly no way out, Indiana bankruptcy attorney Steven J. Halbert can help provide a path to a fresh start.

Owing money is not a crime. You can take steps to manage your situation. A skilled, knowledgeable attorney can provide the options that will work for your individual situation, including declaring bankruptcy. With more than 25 years of experience in bankruptcy law, attorney Steven J. Halbert can help provide a solution tailored to your specific situation.

Will Bankruptcy Work for Me?

For individuals and businesses, two main types of bankruptcy options are the most commonly utilized:

• Chapter 7, which entails liquidation of assets, although not all assets may be subject to the process. This type of bankruptcy is often regarded as “a fresh start.”
• Chapter 13: Commonly used to save a home by stopping foreclosures and wage garnishments. The debtor is required to file a plan of reorganization. This type of bankruptcy requires repayment of the debt, on a schedule determined by the court.

Carmel bankruptcy attorney Steven J. Halbert will discuss the facts of your situation and help you determine whether filing for bankruptcy is a practical, helpful option for you. He will help you understand the different types of bankruptcy filings available, and guide you through the conditions, details and court processes.

Contact Indiana Bankruptcy Lawyer Steven J. Halbert

Don’t let the stress and worry of financial chaos ruin your life. Attorney Halbert is ready to assist you in reviewing your debt situation and providing relief options and a new start. Please contact us today at our Carmel office for a free initial consultation. To schedule your appointment, please call us at 765-577-5290